Mistakes to avoid when you are using credit card on regular basis.

 

·         You must not carry a balance month to month. People think that this will improve their credit card score. Well, this is not true. You should only pay your bill before the deadline to ensure that you are going to have a good credit score.

·         Depending on the card – you must have backup money to ensure that you will be able to pay the card dues. You should not depend on the card for your financial expenses, in fact you should only use it for ease purposes.

·         Do not make the minimum payments only. This will ultimately charge your interest and you might not be interested in paying hefty interest amounts.

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